My Closet
How it works

Borrow beautifully. Lend fearlessly.

My Closet is a peer-to-peer marketplace: real people, real closets, a few blocks away. We built the boring parts — agreements, deposits, protection, payouts — so the fun part stays fun.

Renting

1. Search like you talk

“Sparkly mini for a bachelorette, size M, under $35” — our AI turns that into filters. Set your size profile once and toggle Only my sizes.

2. Book & sign

Choose dates, then either a refundable deposit hold or a Damage Protection fee. Read and e-sign the one-page agreement. Your card is authorized now, charged only when the lender accepts.

3. Meet, wear, return

Arrange the handoff in messages, snap a photo at pickup, live your life, return on time (12-hour grace). Late fees are the lender's daily rate, capped at the item's value.

Lending

1. List in a minute

Upload a photo or let the AI scan your camera roll for outfits. It writes the description, crops out your face if you want, and suggests prices. Set rent and/or sale price, deposit, late fee, cleaning fee.

2. Draw your area

Draw the neighborhoods you'll meet in on the map. Only people inside it see you in location search.

3. Accept & get paid

You review every request. Payout = rental + cleaning fee − our commission, sent to your bank via Stripe when the rental closes. Late fees and damage charges go to you in full.

Who's responsible?

The borrower. Every booking includes a signed agreement in which the borrower accepts the item's condition and replacement value, authorizes charges for late/lost/damaged returns, and acknowledges that neither the lender nor My Closet is liable for their use of the item. Deposit holds and Damage Protection make that promise real, and timestamped handoff photos make disputes short.

Fees
Renters pay a 12% service fee.
Lenders keep 85% of the rental price + 100% of cleaning, late and damage charges.
Sellers pay 10% on resale.
Protection
Deposit default = 50% of replacement value.
Damage Protection = 10% of replacement value (min $8, max $150).
Safety
Verified emails, optional ID check, in-app messaging, public meetups, 48-hour dispute window, human review.
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